**1. Reward & Punishment Superresponse** - **Bias:** Incentives drive behavior—often irrationally. - **Counter:** Align incentives with long-term goals; audit for hidden rewards. **2. Liking/Loving Tendency** - **Bias:** Favor people/things we like. - **Counter:** Separate facts from feelings; use objective checklists. **3. Disliking/Hating Tendency** - **Bias:** Reject ideas from those we dislike. - **Counter:** Ask: “Would I agree if someone else said this?” **4. Doubt-Avoidance** - **Bias:** Rush to certainty under stress. - **Counter:** Pause decisions; seek multiple perspectives. **5. Inconsistency-Avoidance** - **Bias:** Resist changing beliefs. - **Counter:** Embrace “I might be wrong”; review assumptions regularly. **6. Curiosity Tendency** - **Bias:** Overexplore irrelevant info. - **Counter:** Focus curiosity on decision-critical data. **7. Kantian Fairness** - **Bias:** Desire for fairness—even irrationally. - **Counter:** Ask if fairness aligns with reality and goals. **8. Envy/Jealousy** - **Bias:** Compare and resent others. - **Counter:** Shift focus to personal progress; gratitude practice. **9. Reciprocation** - **Bias:** Feel obligated to return favors. - **Counter:** Delay response; evaluate if reciprocation is rational. **10. Influence-from-Mere-Association** - **Bias:** Judge by association, not merit. - **Counter:** Separate person/product from context. **11. Simple, Pain-Avoiding Psychological Denial** - **Bias:** Reject unpleasant truths. - **Counter:** Face facts early; use “pre-mortem” analysis. **12. Excessive Self-Regard** - **Bias:** Overestimate own abilities. - **Counter:** Seek honest feedback; track prediction accuracy. **13. Over-Optimism** - **Bias:** Assume best-case outcomes. - **Counter:** Stress-test plans; consider worst-case scenarios. **14. Deprival Superreaction** - **Bias:** Overreact to loss. - **Counter:** Frame decisions on future gains, not sunk costs. **15. Social-Proof** - **Bias:** Follow the crowd. - **Counter:** Ask: “Would I do this if alone?”; look for contrarian evidence. **16. Contrast-Misreaction** - **Bias:** Misjudge value based on comparison. - **Counter:** Use absolute metrics; ignore irrelevant anchors. **17. Stress-Influence** - **Bias:** Poor decisions under pressure. - **Counter:** Slow down; use checklists during stress. **18. Availability-Misweighting** - **Bias:** Overvalue vivid/recent info. - **Counter:** Base decisions on data, not anecdotes. **19. Use-It-or-Lose-It** - **Bias:** Skills decay without practice. - **Counter:** Schedule regular review and application. **20. Drug-Misinfluence** - **Bias:** Substances distort judgment. - **Counter:** Avoid decision-making under influence. **21. Senescence-Misinfluence** - **Bias:** Aging affects cognition. - **Counter:** Delegate complex tasks; use structured processes. **22. Authority-Misinfluence** - **Bias:** Blindly follow authority. - **Counter:** Ask: “What’s the evidence?”; verify independently. **23. Twaddle Tendency** - **Bias:** Engage in meaningless talk. - **Counter:** Prioritize substance; ask “What’s the point?” **24. Reason-Respecting** - **Bias:** Accept weak reasons if any reason is given. - **Counter:** Demand strong logic; ignore filler explanations. **25. Lollapalooza Effect** - **Bias:** Multiple biases combine explosively. - **Counter:** Watch for clusters; apply inversion (“How could this fail?”). Source: [The Psychology of Human Misjudgment, by Charlie Munger](https://fs.blog/great-talks/psychology-human-misjudgment/)